The launch of the Orchard credit card is attributed to HSBC Bank, Nevada, which is easily one of the most well-known financial and banking institutions throughout the globe. In fact, the global network of HSBC spans across 100 nations, serving well over 100 million customers globally.
One of the reasons why the Orchard credit card has become so popular in the country is its strong appeal to those who have a dubious credit rating. Orchard credit cards provide high-end facilities which include but are not limited to: Free internet bill payment; no liability on unauthorized charges; and Master RoadAssist Roadside Service, among several others.
Orchard Credit Card Options
Orchard bank provides its customers with four types of credit cards. Three out of these four card types are unsecured while one is secured. Customers can apply on the web or via phone after which, they will be recommended with a specific credit card. The bank is very unambiguous with regard to application criteria, and assumes total control throughout the process.
The good thing is that nearly everyone gets approved. In addition, Orchard bank carefully selects a card based on your credit report that so as to address your specific needs. It also offers significant benefits that can be availed on a regular basis like Master RoadAssist Roadside Service and MasterRental Insurance Coverage.
The yearly fee for the unsecured Orchard credit card type ranges between $0 and $74 for the initial year, and then goes up to $35-$79 per annum. Here again, the fee would depend upon your credit rating. Thankfully, Orchard reports your monthly bill payment to the country’s three key credit bureaus. This means that your credit score could improve drastically if you keep on paying your bills regularly. Furthermore, the Orchard credit card also features a text messaging service that keeps you updated about your ongoing expenditures just in case you are going overboard. That is just one of the many benefits of an Orchard Credit Card.